New for 2026 · Muslims worldwide can now own in the Holy Cities

Own property in the Holy Cities with confidence.

Saudi Arabia’s new ownership law opens designated zones of Makkah and Madinah to Muslim buyers worldwide. Everything you need to understand it is here: eligibility, the official Saudi Properties portal, the approved zones and the full costs.

In forceOwnership law live since Jan 2026
22 zonesOfficially listed across both cities
UK-basedIndependent, fact-checked guidance

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What you’ll find here

The 2026 rules, explained clearly

Buying in the Holy Cities is unlike any other property purchase. This site sets out the rules, the zones, the costs and the process in plain English.

Fact-checked

Every claim is checked against official announcements and reputable legal analysis, with sources cited.

The full process

From digital setup to ownership and management, the six stages of a purchase are set out end to end.

Zone by zone

The Cabinet-approved zones of both cities, mapped and explained in detail.

First to know

Register your interest to receive updates as verified opportunities open to international buyers.

Two cities, one calling

Where would you like to own?

The process

How buying works, in six stages

From digital setup to ownership and management, this is the path a non-resident buyer follows under the 2026 rules.

01

Digital Readiness

Set up your Saudi digital foundations: SIM, Border Number, Absher, Nafath and a bank account.

02

Property Search & Eligibility

Confirm eligibility and find approved designated-zone developments on the Saudi Properties portal.

03

Due Diligence

Check the developer, approvals, payment plans and title, with independent legal advice.

04

Reservation & Application

Reserve your unit and submit the ownership application through the portal.

05

Purchase & Registration

Sign, pay through approved channels, settle taxes and fees, and register the title.

06

Ownership & Management

Handover, utilities, management, rentals, resale and succession planning.

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The full breakdown

Read each step in detail →

Developments & zones

Where you’ll be able to own

One-minute eligibility check

Not sure if you can buy? Find out now.

Three quick questions give an indicative view of your eligibility to own in the designated zones, along with a clear next step.

Authority guides

Understand the rules before you buy

Stay ahead

Register your interest

Tell us what you’re looking for and we’ll contact you as verified opportunities open in the Holy Cities. Under a minute, no obligation.

Type of property (select all that apply)

Your details are used only to contact you about ownership opportunities and updates in Makkah and Madinah. No spam, and details are never shared.

Frequently asked

Answers to the questions we hear most

Yes, if they are Muslim. Under Saudi Arabia’s ownership law, in force since January 2026, property in Makkah and Madinah can be owned by Muslim individuals whether they live inside or outside the Kingdom, but only within designated zones approved by the Council of Ministers in June 2026. Non-Muslims cannot own in the Holy Cities, even inside those zones.

Yes. Muslim buyers living in the UK are eligible to apply for ownership in the designated zones of Makkah and Madinah, and residency in Saudi Arabia is not required. Applications are made through REGA’s official Saudi Properties portal, which opened for foreign applications in late June 2026.

The official Saudi Properties portal lists 12 zones in Makkah: Rou’a Al Haram Al Makki (the King Salman Gate project), Thakher Makkah, Masar, Jabal Omar, Ajyad Tower, Makkah Towers, Al Manar, Sumou Suburb, Tilal Village and Makkah Zones 1, 2 and 3. In Madinah it lists 10: Rua Al Madinah, Downtown Madinah, Dar Al Hijrah, Knowledge Economic City, Mishraf, Al-Ghurrah, Al-Mahwa, Diyar Al-Muqarr and Madinah Zones 1 and 2. The portal remains the definitive, current source.

Beyond the purchase price, buyers should budget for the 5% Real Estate Transaction Tax (RETT) plus a transfer fee on non-Saudi transactions, which the law caps at 5% and the July 2026 executive regulations set at 2% for Riyadh, Jeddah, Makkah and Madinah. Legal fees come on top, and which party pays which fee is negotiable in the contract.

Through REGA’s Saudi Properties portal, the official platform where eligible buyers inside or outside the Kingdom verify their eligibility, submit an application, track approval and access the designated opportunities. The whole journey can be completed online from abroad.

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Stay informed as the Holy Cities open up

Ownership in designated zones of Makkah and Madinah is now open to Muslims worldwide, and availability is being released progressively. Register your interest to receive updates as verified opportunities go live.

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